Royal-Skies Realty

Underproduction in the past three years may lead to a housing shortage in future years.

Royal-Skies Team — Thu, 10 Jun 2010 16:55:00 GMT

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In the current market, the idea of a housing shortage may be hard to accept. There are simply too many For Sale signs and delinquent mortgages threatening to turn into foreclosures to make a housing shortage seem like a serious possibility. But the big drop in home construction over the last few years suggests that it could become a real issue. Home builders must add 1.6 million to 1.7 million housing units each year to accommodate typical U.S. population increases and replace demolished homes. During the boom years of 2003 to 2006, production far exceeded the historical average, with builders producing a cumulative surplus of 1.3 million units. That overproduction remained hidden, though, because investors flush with easy money were gobbling up property. Once the easy money dried up and prices headed down, investors were forced to dump properties. Today, there might be as many as 700,000 empty units above normal levels. Still, the great underproduction in the past three years is an issue that will need to be reconciled, especially if the trend continues. Once we start seeing new household formation again, a housing shortage is something we won’t be able to dismiss too quickly.

The market is showing signs of recovery and is improving everyday. The Royal-Skies Team can handle all of your real-estate needs, and run the extra mile so you can relax with all the worries of finding the home of your dreams. You can check us out on the web at Kingsland GA Homes for Sale, or Saint Marys Georgia Homes for Sale. If you are looking to sell your home you should check out Your Home Listing Specialist. We also have several other sites that specialize in specific areas of interest. We have a site for Navy relocation and order placement, which is Stay Navy Homes, or if your looking for Retirement homes in Southesat Georgia then please check out Coastal GA Homes. These sites can really benifit those of you who are looking for a quiet coastal retreat from the hustle and bustle of big city living.

Reason to believe that the job market is moving in the right direction

Royal-Skies Team — Fri, 05 Mar 2010 16:29:00 GMT

The extension and expansion of the home buyer tax credit can be counted on to help home sales throughout the first half of this year, but how will markets fare after the credit expires on April 30 (with deals having until June 30 to close)? The health of housing for the second half of the year is dependent on jobs, and on this point the picture is mixed. Although we expect GDP growth of about 3 percent this year, job growth will lag and we could see unemployment worsen to about 10.5 percent in the second quarter before it improves. Employment has always lagged economic growth, and for commonsense reasons. Among other factors, companies tend to hold off on hiring even as business rises until they see growth is sustainable. However, several factors give reason to believe that the job market is moving in the right direction. Temporary employment is up we’ve seen several months of increasing demand for temporary workers, signaling future permanent gains. 2010 is a census year this once-a-decade event is a big job generator in its own right. The government can be expected to hire a million people to help it count U.S. households. These temp jobs will serve as a bridge while the economy strengthens and companies ramp up hiring. Some key sectors are already adding jobs the professional business service sector—which encompasses accounting, management consulting, and law—got hammered in the recession, but it added 50,000 jobs in December. That’s positive news for commercial markets. Meanwhile, jobs in health care service and education remain strong.

Remember us through these tough times and know that we can handle your buying and selling needs. Your Home Listing Specialist can help you with your asset and make the process of listing your home a pleasant experience. The Royal-Skies Team is a team that is devoted to Honesty, Integrity, and Professionalism. Maybe you are looking to buy in the Kingsland, GA or Saint Marys, GA area if you are then please check out Kingsland Georgia Homes For Sale, Saint Marys Georgia Homes For Sale. If you are Military or maybe you are a baby boomer looking to relocate or have gotten orders to move then check out Stay Navy Homes or Costal Georgia Homes. For all your Buying and Selling needs remember The Royal-skies Team at ERA Kingsbay Realty.

Military Relocation or Retirement Living in Coastal Kings Bay, GA

Royal-Skies Team — Wed, 17 Jun 2009 15:58:00 GMT

The recent economy has taken a toll on a lot of consumers this year, but the unexplainable fact still remains that people still want to retire or relocate. Some homeowners don’t have a choice in that matter. Military Orders are given and let’s face it, for most people that means a move is in the near future.

For some people that are fortunate they get to stay at their current command. For those that are not so fortunate means “Now I have to sell my home”. You will want to find a competent real estate company to list your home that way you can get the maximum amount of money for your investment. Historically, homes are solid long-term investment. For the past 40 years, real estate has delivered the most consistent positive return over any investment. Then there are the people who want to relocate due to retirement or they are baby boomers that want to relocate to a quiet coastal community. Then you’re probably looking to buy a home in this area and if you are then I have some exciting news for you. It is a Buyers market. Buyers who are pre-approved have incredible negotiating power. Interest rates are at historical lows, lower rates equal lower payments or a larger home that you can buy. Buyers with good credit, a steady income and a realistic view of what they can afford are excellent candidates for a mortgage, even in this market. Prices are right, rates are low and there are plenty of homes on the market NOW. As the economy improves and more people look for homes, prices will rise. If you’re playing the waiting game, remember that the market will come back around – it always does – and you could miss your opportunity for a fantastic deal. Take advantage of today’s market you’ll be glad you did.

Don’t just dream about purchasing a home; make your dreams a reality. Right now is the time to Buy, visit our web page. The Royal-Skies Team will solve all of your real estate questions. Our Professional approach to handling your real estate inquires will leave you satisfied. Please feel free to come by and see us. We are located at the ERA Kings Bay reality office off of hwy 40 in Kingsland, GA.

Homeownership Still Pays

Royal-Skies Team — Wed, 03 Jun 2009 20:27:00 GMT

Home-equity snapshots paint a bright picture.

Many Americans have taken a hit to their home equity over the past couple of years, and some may wonder if it’s really the smartest financial decision to own a home. A recent analysis of Federal Reserve data by the NATIONAL ASSOCIATION OF REALTORS® shows the answer is yes. In comparison with renters, home owners have much greater household wealth, says NAR’s April commentary on the Fed’s Survey of Consumer Finances. Owners’ wealth exceeds that of renters by a factor of 50-to-1: a median of $205,200 versus a median of $4,200. The main wealth difference between the two is home equity, of course. No news there. But even for households who’ve owned their home only since 2003, home equity gains are the rule rather than the exception—and in some cases, equity gains have been significant. Households who bought five years ago in Honolulu, for instance, already average nearly $272,000 in equity. In Northern California (San Francisco and Oakland), the comparable figure is $105,000.

Times are tougher for home owners in a handful of economically struggling markets like Detroit and other parts of the industrial Midwest. Households in these areas who’ve owned their home for five years or less are facing negative equity, although typically not a lot. Hardest hit are households in Detroit who have been owners only since 2003; they’re underwater by a typical $39,000. That’s significant. But in other markets where equity is negative, the numbers tend to be much smaller—$1,000 in Indianapolis, for example. Yet the doom and gloom ends there. In all 150 markets tracked by NAR, including hard-hit markets, households who’ve owned their home for 10, 15, and 20 years have uniformly enjoyed strong equity gains despite the recent downturn. In Honolulu, 20-year owners have accumulated $485,000 in equity; in Northern California, the comparable figure is $481,000. Even markets in the hard-hit industrial Midwest are holding up well. In Detroit, equity for 10-year owners is more than $10,000; that figure jumps to $60,000 for 15-year owners and to $78,000 for 20-year owners. In Indianapolis, the 10-, 15-, and 20-year equity gains are $19,000, $47,000, and $68,000, respectively. The data clearly show that homeownership remains the biggest store of wealth for the typical household, even when markets are buffeted by some admittedly very rocky years.

So if you are interested in buying a home in Kingsland, GA or surrounding areas such as Saint Marys, GA or Kings Bay, GA please check out Kingsland GA Homes For Sale or Saint Marys GA Homes For Sale. If you’re looking for relocation due to military orders check out Stay Navy Homes. Looking to list your home for sale then check out Your Home Listing Specialist, and for all your real-estate needs be sure to look us up at The Royal-Skies Team at ERA Kings Bay Realty.

Get an extra $1,800 when you buy a Georgia Home

Royal-Skies Team — Wed, 20 May 2009 15:49:00 GMT

Like the federal $8,000 tax credit for first time home buyers, the State of Georgia is implementing and an additional tax credit for Georgia home buyers.

Governor Perdue signed House Bill 261 creating a Georgia income tax credit up for the purchase of an eligible single-family residence. It is a credit of 1.2% of the purchase price, up to $1,800, spread out over 3 years. Although the bill was signed the credit is limited to eligible purchases made between June 1, 2009 and November 30, 2009. The credit created by House Bill 261 can be claimed one time per taxpayer and is completely independent of the federal first time homebuyer tax credit. The final version of the bill contains the GAR amendment to clarify condominiums and residences occupied at the time of sale are eligible for the credit. In addition eligible single family residences include 1) new single family residences; 2) previously occupied residences that were for sale prior to May 11, 2009 and are still for sale after May 11, 2009; 3) owner-occupied residences with respect to which the owners acquisition debt is in default on or before
March 1, 2009; and 4) residences where a foreclosure has taken place and are owned by the mortgagor or the mortgagors agent.

This news is great to know and means that it is a great time to buy a new home or research Kingsland, GA Homes For Sale, and Saint Marys, GA Homes For Sale. This information compliments of The Royal-Skies Team at ERA Kings Bay Realty.

Reinventing a Kingsland and Saint Marys, GA Real Estate Resource

Royal-Skies Team — Fri, 08 May 2009 14:19:00 GMT

Buyers and Sellers dealing with real estate in Kingsland and St. Marys, Georgia area now have the opportunity to search for Kingsland GA Homes / St. Marys GA Homes and then view the surroundings by using Google ® Street View. The Royal-Skies Team at ERA Kings Bay Realty has completely reinvented their site providing tools to allow buyers to see homes as if they were standing in front of them…even take a walk down the street through a virtual experience.

The results have been so positive from web surfers that we placed this new technology on each of our sites. Home Buyers can research homes (sellers can see their homes) on each of our sites, including our Kingsland, GA Homes For Sale, St. Marys, Georgia Homes For Sale, Kings Bay Homes (specialized Navy site), and our site directed at retiring in St. Marys, Georgia.

Constantly researching and providing this type of useful technology is what has made the Royal-Skies Team the Internet Leader for Camden County, Georgia.

Does the Internet Influence You When Buying a Home in St. Marys or Kingsland GA?

Royal-Skies Team — Thu, 08 Jan 2009 19:34:00 GMT

The Internet has revolutionized how real estate is sold. This applies nationally as well as in our local Kingsland and St. Marys, Georgia real estate markets. Websites are popping up left and right as agents claim to be “the trusted source for real estate” in the community. As potential home buyers research website after website they find so many of the sites start to sound alike.

Research shows that nearly 80% of home buyers begin researching homes for sale in their market of choice by accessing the Internet and browsing homes from the comfort of their home office. I’ve been following this trend for years and watched the number of home buyers using the web climb from the minority to the current state with 8 out of 10 using the web.

So with this many people using the web to begin their research it raises the question: “Are home buyers influenced by the Internet?”

Before I give you my opinion on the question please let me qualify where my opinion comes from. As a licensed Georgia real estate agent and a long standing member of the Board of Realtors, it is my job to know “Georgia Real Estate” and how to handle “Georgia Homes For Sale”. BUT IT IS MY PASSION to understand how to serve home buyers and home sellers through the Internet. I have been studying Internet based real estate information for years and am widely acknowledge as the Kings Bay area Internet Expert for Real Estate by nearly all of my peers and competitors.

Again the question: “Are home buyers influenced by the Internet?”

The home buyers that are looking for guidance and education are influenced by the Internet in a very positive way. They research specific Kingsland, Georgia homes for sale or St. Marys, Georgia homes for sale (or whichever city they are relocating to), learn about financing and why getting pre-qualified is important, find a quality website that gives them an educational view of the process, and find an agent that will take care of them. The impact on these buyers is substantial as they use the Internet to become an informed buyer followed by researching and finding a quality agent that will guide them through the process. The process is less stressful for these buyers and they generally get a better deal on their home purchase.

In contrast, buyers that use the Internet simply to find homes for sale are not improving their personal understanding of the process and get little-to-no benefit…in fact they stand an 80% chance of harming their financial opportunity. These home buyers are much like the buyers from ten years ago; they get in their car (get online) drive neighborhood to neighborhood (surf the web) and stumble across a home they fall in love with. They have made the process more about the home and as a result the agent selection process is left to chance. They use whatever agent happens to be in the right place at the right time. This is surely part of the reason why 80% of home buyers will not use the same real estate agent twice. As a result they pay more, get poor terms on their contract, and often wish they had used a different agent or taken a different approach.

The beauty of this insight is this: You get to decide how you will buy a home. You can go with the old ways and leave your real estate agent to chance, or you can select an agent that is a solid educator, quality communicator, and cares more about your home buying goals than they do their personal income. Bottom Line – You get to decide if the Internet will impact how you buy your next home.

Find your Georgia homes for sale or real estate niche!

Royal-Skies Team — Wed, 17 Dec 2008 22:08:00 GMT

Having a niche or target market in your real estate practice benefits the Georgia home buyer / seller and the Georgia real estate professional. This is especially true when you market your real estate services online.

For example: When a buyer is researching homes for sale in Georgia they typically use search phrases that apply directly to their goals. Search terms like NSB Kings Bay Relocation or Kings Bay Area Homes provide results for a site sponsored by a former Navy service member that has made various military transfers and now serves the community as a real estate agent in the Kings Bay community.

Home buyers looking specifically for Kingsland GA Homes will find them on a site tailored for the Kingsland real estate market, just as a buyer looking at neighboring St. Marys GA Homes will find them on a site tailored for the St. Marys real estate market. Home buyers can also find free access to the Georgia Multiple Listing Service by searching for MLS access where they can search all of the area homes.

Home owner’s that are looking to sell their home are more inclined to use someone they know or are referred to, but an agent that specializes in listing Georgia homes for sale can be found easily with a simple search. Home seller’s can also find companies or real estate brokerages like DitY Realty that specialize in Flat Rate MLS listing for Georgia home sellers which contrasts the traditional 6-7% commission structure.

My last example is Traci Nelson’s website. I know Traci personally and she loves working with people that are heading towards retirement. Her site, St. Marys Retirement Living is designed for people that are moving to the area as a second home, vacation home, or as a retirement home. Traci focuses on learning about gated communities, golf communities, low maintenance communities, etc. All from the retirees point of view. Her clients love her and many become adoptive or surrogate parents / grandparents to her.

Because buyers and sellers search the web to accomplish a specific real estate goal, make sure your website describes your specialization in that niche. This will provide them the confidence to work with you as a “specialist”. It will also allow you to focus your marketing dollars on a target and become more proficient than your competition. The point is that “if your marketing speaks to everyone it impacts and attracts no one!”

Make sure you love your niche and be specific enough to be the expert. Just don’t get so specific that you are only targeting igloo buyers with three legged spotted dogs that answer to the name lucky…chances are that you will capture that individual as a client but then you’ll have served 100% of your client base very FAST and then be out of business!

Share your experience…what niche are you filling or have you used?

Are You "Haunting" Open Houses?

Royal-Skies Team — Wed, 10 Dec 2008 20:53:00 GMT

Do you find yourself getting that urge to drop-into Open Houses, even when you’re busy? You’re not alone. Many homeowners visit open houses to get design ideas, or to see how their home compares in the neighborhood.

Buy if you find yourself attracted to Open Houses frequently, you might want to ask yourself “why”. You might find that even though you are happy with your current home, you might be subconsciously searching for your dream home. Perhaps you want a bigger yard…a quieter street…a gourmet kitchen, etc.

Whatever the reason, if you are looking at homes for sale in the Kingsland or St. Marys, Georgia area, I can help. Gas prices have come down significantly, but with the increased quality in web searches you can search Kingsland or St. Marys, Georgia homes from a quality site without driving all around town. Of course the only down side is that you lose the fun of personally touring other peoples homes.

Original post on Royal-Skies Team Blog hosted by Point2.

Government Takes Over Frannie and Freddie

Royal-Skies Team — Mon, 15 Sep 2008 19:52:00 GMT

You wake up one Monday morning to find Fannie (FNMA) and Freddie (FHLMC) no longer exist - that was a scenario that NAR staff have been contemplating over the past month. Well, the government has in effect taken over Fannie and Freddie this weekend and it is in fact Monday morning. The federal government had no choice because the capital situation of two organizations was insufficient to face the upcoming realities of rising mortgage defaults. Now what?

Mortgage rates will trend down over the short run. But how much of a decline will depend on how actively the government - more specifically the Treasury Department and the FHFA - loosens their mortgage liquidity spigot. For over the next 12 months at least, the FHFA has the authority to purchase more than the normal amount of mortgages from lenders to put into their portfolio holdings. That means all conforming loans, including the newly conforming jumbo loans up to $625,000, will qualify for purchase by the FHFA. That will help drive down mortgage rates. In about two year time, when the housing recovery is assumed to be well underway, the government will trim its mortgage portfolio. Then Fannie and Freddie will be completely restructured. It will be up to the next administration and Congress to determine that structure in for which NAR will make our 1.3 million voices heard.

The credit spread between the 10-year Treasury and the 30-year mortgage rates has greatly widened in recent past months due to uncertainties surround the fate of Fannie and Freddie. The typical historic spread has been about 150 to 180 basis points. That means if the 10-year Treasury yield is 4%, then the 30-year mortgage would be about 5.5% to 5.8%. Rather, we have seen the spread at 250 to 300 basis points in recent months. With the government takeover, the spread will surely narrow and hence result in lower mortgage rates.

One legitimate concern is over taxpayer bailout. It is certainly possible that the Treasury will be forking over federal dollars if the default situation worsens. It is also possible for the Treasury and the taxpayers to come out ahead if the mortgage defaults slow down. The defaults will depend heavily on the direction of home prices and the home prices, in turn, are driven heavily by whether or not housing inventory gets trimmed. Assuming there are notable declines in mortgage rates from the federal takeover, then the demand for homebuying will return to the market place and help lower inventory. Therefore, it is very possible that this unprecedented move by the federal government may not cost the taxpayer a dime.

We should also be mindful that even if some taxpayer funds are used in the end, it was just not permissible to have Fannie and/or Freddie go under without any government backstop. The global economy would no doubt have entered one of the harshest recessions in recent memory. Loss of income and jobs would have been brutal, unnecessary collateral damage to ordinary people from the mistakes of the flawed mortgage lending model (which included no down-payment, no documentation, unloading the risk to the secondary market after originations, exuberant credit ratings by Moody's and Standard and Poor's, etc.)

Over the long term, after the above time-out phase of government activism, we need to ensure continuous flow of capital into the mortgage market to help consumers. The restructuring of Fannie and Freddie must meet this important criterion.

By Lawrence Yun, NAR Chief Economist

For Real Estate Information in the Kingsland, Georiga and St. Marys, Georia Areas please visit our website.
This article was copied from an email circulated to Realtors for informational and educational purposes. We have provided it so you may develop an opinion on the real estate market based on insights from a legitimate Economists vice only hearing opinions from the national media outlets.

Best Cities To Buy a Home In...

Royal-Skies Team — Mon, 28 Jul 2008 21:27:00 GMT

(from Yahoo News on real estate)

Houston, we don't have a housing problem.

The city's $152,500 median home sale price is up 6.6% from 2005. It boasts a low vacancy rate and an oil-rich economy. Throw in a bubbling entrepreneurial tech scene, and you've got four factors that put Houston on the top of our list of best places to buy a home.

San Francisco, Calf, Charlotte, N.C., Jacksonville, Fla., and St. Louis, Mo., are other areas buyers can feel safe investing in.

We examined the country's 40 largest metropolitan areas and looked at cities where home prices have appreciated over the last two years. We also measured tightening vacancy rates. These metrics indicate places where buyers are investing in homes in order to live, not just make a quick buck, and where the housing market is relatively solid. We culled our vacancy and home price information from the U.S. Census Bureau and the National Association of Realtors...(end of Yahoo article quote)

The article went on to discuss other solid areas of the country, but the reason I pointed this article out is because Jacksonville, Florida ranked 4th on their list of cities in which to buy a home. Since Kingsland/St. Marys, GA are "bedroom" communities of Jacksonville, we often feel the impact of what happens in their real estate market. The southern cities in Florida may still have some concerns, but it is great to see Jacksonville getting such attention. Our market has gotten very busy this summer so if you are thinking of buying a home you may want to consider doing it before interest rates and prices climb.

Visit us on the web at http://www.royal-skies.com or visit my personal site at http://www.kingslandgahomesforsale.com

Kings Bay Navy Relocation Website Created

Royal-Skies Team — Thu, 28 Feb 2008 20:11:00 GMT

Kings Bay now has a Navy relocation site dedicated to local submarine base sailors, civil service employees and federal contractors. As sailors (employees or contractors) move in and out of the Kings Bay area they can search homes for sale, request a home value analysis, reach MWR information and more. This web source was created to provide the Kings Bay Navy personnel a safe, quality, no pressure resource and the information was provided by real estate professionals that were once in the military themselves.

Although it does not exclude any branch of service, the site was spearheaded by a local entreprenuer that once served in the Navy. This local businessman has a heart for educating and guiding Kings Bay Navy personnel. Because he has experience with PCS moves, Household goods headaches, BAH factors, the concerns of dependents, etc., and also has the education and experience in real estate markets around Kings Bay, Norfolk/Virginia Beach, and Groton, he created the site with knowledge from both Navy and Real Estate exprience. This makes the Stay Navy Homes website a great resource for relocating Kings Bay personnel.

To preview the site visit http://www.StayNavyHomes.com where you can learn about the Kings Bay area real estate market and homes for sale.

Senate and House Clear Economic Stimulus Package with GSE and FHA Loan Limit Increases

Royal-Skies Team — Wed, 13 Feb 2008 20:31:00 GMT

On February 7, 2008, the Senate reached an agreement and passed their economic stimulus package by a bi-partisan vote of 81-16. Within hours, the House accepted the Senate's measure by a vote of 380-34 and sent the final bill (H.R. 5140, as amended) to President Bush for his signature. The soon to be enacted economic stimulus package includes several important housing provisions, including increases in the loan limits for Fannie Mae and Freddie Mac and also FHA. Congress and the Administration view strengthening the housing market as key to improving the national economy. Included in the package are: The FHA limit will increase to as much as $729,750 in high cost areas (to 125% of local median home prices) for loans approved on or before December 31, 2008. In addition, the measure gives the Secretary of HUD the discretion to raise any individual area loan limit by an amount not to exceed $100,000. The GSE limit will be increased up to $729,750 for loans originated after July 1, 2007 to December 31, 2008. Currently Fannie Mae and Freddie Mac are capped at $417,000. It appears the formula mirror that used by FHA, with GSE loan limits increasing to 125% of the local median home price, but not to exceed $729,750. The tax centerpiece of the stimulus package is a tax rebate provision. The rebate will be $600 ($1200 for those who file a joint return). In addition, individuals with children (generally minor children or some older dependents) will receive rebates of $300 per child, with no limit on the number of eligible children. The rebate will phase out for those with adjusted gross income above $75,000 ($150,000 on a joint return). The IRS will likely begin sending the rebate checks in late May, following the 2007 income tax filing season. In addition to the rebate, two business tax provisions will provide benefits to small business. The first would permit a business to deduct as much as $250,000 of the cost of otherwise depreciable property. This expensing provision applies to property acquired and placed in service during 2008. A second provision would provide a "bonus" depreciation deduction for the cost of leasehold improvements and certain other equipment. The bonus will be 50% of the cost of the improvement. The provision is effective for improvements placed in service during 2008. Improvements placed in service during 2009 will be eligible for the bonus deduction, but only if they are made pursuant to a contract entered into 2008. President Bush signed the legislation about 20 minutes prior to my posting this blog. For many people this law will be a boost of income in the short-term and the real estate / housing related portions may help with the housing problems that have been experienced across the country. For more information on Kingsland GA Real Estate, Kingsland GA Homes For Sale, St. Marys GA Real Estate, or St. Marys GA Homes For Sale feel free to visit our home page.

Recession and Real Estate

Royal-Skies Team — Tue, 22 Jan 2008 22:44:00 GMT

We have started hearing about recession worries over the past few weeks. Recessions are, and should be, a genuine concern for our economy. When we are in a recession people have a tendency to slow down on spending due to real or perceived financial concerns.

The positive impacts of a recession, at least on our own personal levels, is that we will scrutinize our spending behavior and not splurge or impulse buy as much as we might during a booming economy. The habits and lessons we learn during the recession can serve us well during a booming economy if we take them to heart. Personally, I think we should be prudent and conservative with our finances regardless of media input or economic indicators.

There are some things that are smart buys during recessions and should be considered. Although you may not see sticker prices drop on new cars, you may see rebates get larger during a slower economy. You may also find you get lower financing rates as lenders and manufacturers use the lower financing as a tool to stimulate purchasing.

With the recent issues in the housing industry constantly on the front page of the paper and as a lead story in Saturday morning economics shows, we have seen the mortgage rates creep back down. This may not cause a refinance frenzy the way it did a couple years back because many current home owners already have a low rate, but it is an excellent opportunity for current home buyers.

If you are in a stable industry or are confident in your current job, this is a great time to be buying a home. Media continues to push the "fear" button and this keeps many people out of the home buying process. I actually heard a "professional" on one of the recent Saturday morning shows state: "no one should be buying a home right now. Home prices aren't expected to rebound until late 2008 or sometime into 2009".

I found myself asking - literally out loud: "Why would you recommend people wait until home prices rebound to purchase a home?" If you think about it, the so called expert actually told the nation to wait until home prices are proven they are higher before they recommend you buy. I don't know about you, but I kind of like the idea of buying while the home prices are low. I'm not going to wait around until home prices have proven to have gone up 5% to make a purchase. On an average Kingsland or St. Marys home (around $165,000 - $180,000) that is an increase of nearly $9,000 in purhase price or, at current interest rates, an increase of $54.00 per month in house payment.

If you are looking for long-term housing that you plan on living in for 3 years or more, then low home prices are a great opportunity for you. BUY!!!!! On the other hand, if you are looking for housing and are afraid what the value may be in twelve months when you move out of that property, you should NOT concern yourself with house sale prices but you should focus on what you can pay in rent!

For homes for sale visit http://www.royal-skies.com

For rental properties visit: http://www.royalskiespropertymgt.com

If you are considering selling your home and need information specific to listing visit: http://www.YourHomeListingSpecialist.com

Open House in Kingsland's Lake Manor on Saturday

Royal-Skies Team — Fri, 12 Oct 2007 14:38:00 GMT

Lake Manor, The Lakes - We invite everyone to visit our open house at 133 Lake Manor Drive on October 13 from 10:30 AM to 1:00 PM.

This Kingsland, Georgia Home For Sale will be open to the public for casual and relaxed viewing for two and half hours on Saturday. We encourage current home buyers, real estate agents, and people out for a Saturday drive to stop by the home. To see all the details of this Kingsland home (including a map to find it) View the Property Information and then feel free to stop by the open house.

Local Kingsland, GA Celebrity Moves...

Royal-Skies Team — Sun, 30 Sep 2007 21:08:00 GMT

Kingsland Georgia - On Friday, June 8th, 2007, Tommy Kennedy, the U.S. Open 9-Ball Champion (1992) officially put his Kingsland, Georgia home for sale through Royal-Skies Realty. At Royal-Skies Realty we were proud to serve Tommy and his family and are honored that he chose us out of all the local options and national franchises.

Learn more about Tommy Kennedy at http://www.tedharris.com/kennedy_22.htm or about how we market our client's homes for sale at http://www.royal-skies.com.

Tommy's home was on the market for a little over 90 days illustrating that homes can be sold effectively in any market if you know how to do it properly. When you have a well-thought-out marketing strategy and know how to implement it homes sell very well. We were proud to represent Tommy and Denise on their home sale and wish them well in Indiana. Tommy, thank you for your business and thank you for the autographed pictures...I will be hanging them in our new office.

Kingsland GA Real Estate Brokerage Makes Move!!

Royal-Skies Team — Sun, 30 Sep 2007 20:51:00 GMT

Media claims that real estate is in the dump but at Royal-Skies Realty we have had our best June through September in our four year history. It has been a great summer and we are confident that real estate is still a great investment as well as a vital part of the American Dream.

As part of our commitment to be in the real estate business for the long-term we bought a commercial building with Highway 40 frontage in Kingsland. For long time Camden County residents you know the location as Satilla Board Sports (yes they are still in business we just have the other half of the building)...we are next to Badcock Furniture and across the street from Aaron's Rent to Own!

If you have not visited or moved to the area yet, you will discover our new location to be in the highest traffic count area of Camden County. We believe that our ability to buy this premiere location is a testiment to our success in real estate, mixing Superior Online Marketing with personal service for each home buyer and seller.

When coming into the area you can find us by the following directions: From I-95 exit 3, turn left and head East. Go approximately 1.5 miles and on the right hand side is our new commercial storefront. The address is formally known as 1965 Commerce Drive, Suite A, Kingsland, GA 31548.

Of course we can still be found at our best location at http://www.royal-skies.com where you will find the resources you need to buy or sell in Kingsland, St. Marys, or anywhere else in Camden County.

Kingsland Population Projections

Royal-Skies Team — Fri, 03 Aug 2007 19:52:00 GMT

This past week I spent a few minutes speaking with a City of Kingsland, Planning and Development Department Employee. We were talking about the major events happening in real estate for Kingsland and how fast Kingsland is expected to grow over the next decade or two.

There are currently multiple projects happening in or around the edges of Kingsland. One of the most visible projects is on Highway 40, West of Downtown Kingsland. The subdivision is in full swing with a target of more than 670 lots in this subdivision alone.

In October the city expects to announce another large project that is rumored to have thousands of acres of land development involved. It is very "hush - hush" at the moment but check back to my blog in late October or early November and I'll post the details as soon as they are released.

Although I have not seen any formal population projections for Kingsland or our real estate markets, the general conversation claims that we will have around 45,000 people in Kingsland by the year 2022. That is only 15 years out and really blows me away considering the population of the entire Camden County was around 48,000 just 5 years ago. Real Estate is still exciting for us in the area and I am confident it is going to continue to be exciting for years to come.

If you are thinking of buying or selling a home make sure you visit my personal website at http://www.YourHomeListingSpecialist.com where you can see quality marketing on the homes I have listed for sale in the Kingsland and St. Marys Real Estate Markets.

Southeast Georgia's Newest Flyin Community Releasing Lots

Royal-Skies Team — Tue, 19 Jun 2007 23:37:00 GMT

Folkston Georgia Real Estate - Andrew's Fly In, located in the Folkston, Georgia Real Estate Market is releasing one acre lots. These one acre lots are list priced for around $125,000 per lot and are perfect for the airplane enthusiast or private pilot. Royal-Skies Realty is marketing these homes for a developer out of California. Royal-Skies is creating relationships with local air clubs and metal structure manufacturers to bring value added services and discount opportunities for people that want to have a hanger on their property.

If you have never been to a Flyin Community, take a drive to Folkston, Georgia and tour Andrew's Flyin. The community is located about 30 minutes from Florida by car or 5 minutes by air. Tour the subdivision and you will get a feel for this great lifestyle. Build a beautiful home, walk to your hangar in the backyard, and taxi your plane to the adjoining Charlton County Municipal Airport and take flight. For more details on this great opportunity, visit http://www.AndrewsFlyin.com or call Paul or Traci at 912-673-1000.

Local Celebrity Hires Royal-Skies Realty to Market His Kingsland, Georgia Home For Sale!

Royal-Skies Team — Thu, 07 Jun 2007 18:04:00 GMT

Kingsland Georgia - On Friday, June 8th, 2007, Tommy Kennedy, the U.S. Open 9-Ball Champion (1992) officially put his Kingsland, Georgia home for sale through Royal-Skies Realty. At Royal-Skies Realty we are proud to serve Tommy and his family and are honored that he chose us out of all the local options and national franchises.

Tommy's 3 bedroom, 2 bath home is an extremely well kept home and we are confident it will sell fast. For having celebrity status, Tommy and Denise live a quiet life and lifestyle in Kingsland. Their home is a well constructed home built in 1999 with the modern construction materials and energy efficiencies of Soncel Homes, located in Lake Wisteria subdivision.

The home boasts a converted garage that appears to be a 2 car garage from the outside yet has been converted to a game room on the inside. Bring your pool table and play billiards in the same room that Tommy Kennedy practiced in for the past 8 years. This room is also connected to the Master Bath and allows the owners to treat the Master Bedroom, Master Bath, and Game Room as a private Master Suite usually only found in homes at 2 or 3 times the price.

See more by viewing the Virtual Tour at http://www.1408LakesBlvd.com and learn more about Tommy Kennedy at http://www.tedharris.com/kennedy_22.htm.

Georgia Homes Listing Specialist Website

Royal-Skies Team — Tue, 22 May 2007 17:45:00 GMT

After a few years of building the brokerage and performing as the Broker of Royal-Skies Realty, I have decided to get back in the street level real estate. I'm going to put all my marketing skills to work by simply marketing quality listings on my own site, providing home owners with superior exposure for their Georgia Real Estate For Sale, and at the same time provide buyers with a great source to search for quality Georgia Homes For Sale. I'm committed to providing each listing with quality photos of the home for sale, detailed information on the Kingsland, St. Mary's, or Brunswick, Georgia area as it relates to the home for sale, and amenities like Virtual Tours of the homes for sale as often as possible. The new site related to the listing specialties is http://www.YourHomeListingSpecialist.com and I encourage web surfers to check it out for their Georgia Real Estate needs.

What's New at Royal-Skies Realty...

Royal-Skies Team — Tue, 15 May 2007 16:34:00 GMT

Announcing our latest addition to Royal-Skies Realty. Recognizing our position as Camden Georgia's Online Leader, Kim Johnson has come to us to hang her license and practice real estate. We are pleased and welcome her aboard. As an agressive agent, having listing appointments, buyer appointments, and her website up and running in a matter of a few days of hanging her license here at Royal-Skies Realty, we are proud to have her with us practicing real estate in Kingsland and St. Marys, Georgia. Welcome Aboard Kim.

We encourage web surfers to visit her dynamic and informative real estate web site at http://www.KimsHomeSource.com where you will find she is perfectly in stride with the Royal-Skies Realty committment to "Superior Online Marketing for Home Buyers and Sellers!"

College Scholarships by Camden/Charlton County Board of Realtors

Royal-Skies Team — Wed, 09 May 2007 16:40:00 GMT

As one of the Directors of the Camden/Charlton County Board of Realtors, I'd like to personally congratulate the 2007 scholarship winners. The local Board of Realtors proudly sponsors a $1000.00 scholarship for a graduating senior from Camden County High School and a seperate $1000.00 scholarship for a graduating senior from Charlton County High School. As Realtors, we are local business owners and have responsibility to impact our community in a positive, lasting way and I'm confident that this scholarship will contribute a positve impact on the lives of these two deserving recipients.

The recipients for the 2007 Scholarship are Kristin Farley, Camden County High School (Valedictorian) and Anita O'Berry, Charlton County High School. Congratulations Kristin and Anita on your scholarship. We are proud to see our local youth involved, energetic, and making an impact. There were many applicants and each of them reflect positively on the upcoming generation.

Congatulations,

Paul Carlson
Broker, Royal-Skies Realty

To View Other Royal-Skies Blogs, visit http://BlogCamden.Royal-Skies.com

St. Marys and Kingsland GA Real Estate Information Page

Royal-Skies Team — Mon, 07 May 2007 23:54:00 GMT

It occurred to me that there are many real estate sites that claim to have homes for sale, real estate tools, and MLS access. Our site offers all of things and we provide it in a format, look, and user friendly way that keeps real estate researchers coming back. I'm confident that people that surf our site will bookmark it and return to it because it is so much better than all the other sites for our area. In fact, we recently found a local competing agent was actually sending their customers to our site for the most accurate, up to date, quality information. I honestly had to laugh when I heard that, but I am also very proud that we have built such a great site. After you view it, please feel free to provide feedback or request further information.

The real reason for this blog post is to get the word out on two of the pages we recently added to our site. These two pages, one for Kingsland, Georgia and one for St. Marys, Georgia, simply provide some preliminary information on the area. If you have never been to the Kings Bay area and want some very rudimentary information to kick-off your research, I encourage you to visit these two pages. They are:

http://www.kingsland-ga-real-estate.com and http://st-marys-ga-real-estate.com. To ensure you can reach them through either spelling format we also created a URL to forward which are http://www.kingsland-georgia-real-estate.com and http://www.st-marys-georgia-real-estate.com. Enjoy!

Doom & Gloom. The real estate market is in the toilet!!! The world is over!

Royal-Skies Team — Thu, 03 May 2007 19:10:00 GMT

If you were to visit some of the national media sites or watch the 24 hour cable news channels you would believe the world really was over. Real estate, according to the large media outlets is collapsing around us and we have no hope (to see the articles on MSNBC and convince yourself life as we know it is over, simply click the link at the very bottom).

Obviously the real estate market is not what is was in 2005, but it's also not requiring you to pay 18.75% interest on your mortgage like the requirements during the early 1980's. Can you imagine that? At today's rates a $200,000 home, with a fixed 30 year mortgage, has a principle and interest payment of around $1235.00 per month compared to $3136.00 per month in the early 1980's.

I'd like to say the media has a short memory, but I'm sure they remember very well. Media outlets could tell you real estate is not exploding but it is alive and well, but then who would read the articles or watch their station?

That said, I'm confident that the real estate market is alive and well...simply not exploding! Home prices out paced wages and people couldn't afford to buy a home. Now home prices have leveled, even drawn back a little, and in time, as employers try to keep employees from leaving their job for higher wages, salaries will climb some. After a few years of healthy, but realistic real estate trends, a fire will get lit and it will explode again.

To view our website and view quality Kingsland or St. Mary's, Georgia homes for sale visit http://www.royal-skies.com or feel free to visit the doom and gloom at:

http://www.msnbc.msn.com/id/8874568/?__source=GGL%7CCAMP010MSNBC_Core%7CADGP020Business_Real+Estate%7CKWRD016real+estate+news&sky=GGL%7CCAMP010MSNBC_Core%7CADGP020Business_Real+Estate%7CKWRD016real+estate+news